Ndikubwimana Frodouard is a man who has one wife and six children and is a member of DUTERANINKUNGA group. He has been in the group for two years. Before joining the savings group he didn’t know how to pray or how to discuss with others about development, and he had nothing for his family. He took a loan of 12,000 FRw from the group and he bought one goat; today he has three goats. He again took a loan from his group of 60,000 FRw and bought a field. Actually his field give him good production. His family is very happy to be in the group. Frodouard is a good example for his community.